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jide

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The Difference Between Hard and Soft Credit Inquiries

What is a hard inquiry? A hard inquiry generally occurs when a financial institution such as a lender or...

What Are Credit Reporting Agencies and How Do They Work?

Credit bureaus, also called credit reporting agencies (CRAs), are companies that compile and maintain information about your creditworthiness. There are three major credit...

Credit Reports: What You Need To Know

A credit report is a concise summary of your credit history, including additional information reported to credit bureaus by your lenders and...

12 Powerful Strategies to Maximize Your Credit Score Within 6 to...

Your credit Score is the most important aspect of your financial life. Many people struggle with poor or average credit scores, but...

Understanding Credit Score and Why It’s the Key to a High...

Your credit score is a valuable financial asset and an integral aspect of your life because of the level of influence it...
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